I remember the first time I received my ATM card, I was probably only 16. Just signed up for internet banking and was introduced to the world of online shopping. There was something about cashless payments that added on to that adrenaline rush of shopping. It almost felt like I was shopping for free, this being something new to someone who has always used cash for purchases. I would not deny that I was a compulsive shopper, who lived by the motto “Life is short, get both if you can’t decide.” A piece of advice I would dish out to friends whenever they faced the dilemma of having to choose between two outfits when we were out shopping together.