This is a follow up entry to my previous blog entry – 12 Signs You Are A Shopping Addict. It has only been 4 days but what tough 4 days have it been. And to make sure that I do not succumb to breaking the bank, here are a few things I have been doing.
Acknowledging that you have a problem is one of the first steps towards ‘rehabilitation’. Next, set out a plan on how you would like to accomplish your goal. And in this case, it would be to cut down on shopping.
#1 Hide your credit cards
With the ease of obtaining credit cards nowadays, more and more folks are paying in plastic. Credit cards are convenient and also come with perks such as additional rebates and other loyalty perks. It might be too extreme to cancel or cut your cards if you are just looking to cut down on your spending. By simply putting them aside for a period though, could actually do you some good.
I used to think nothing of swiping my cards because I won’t need to worry about my cash flow at that very moment. Without my cards, I am forced to use my cash and you start to feel the pinch, it also makes me think twice and evaluate a purchase to make sure that it’s justifiable.
#2 Delete your shopping apps
Should you find yourself spending too much time on your phone browsing shopping sites then it might be time to start deleting those apps away. Or instead of deleting your shopping apps, you could simply just remove your credit card details from your profile. This would make carting out more troublesome because you would need to reach out for your wallet and get out your credit card to re-enter the details. And since you have kept your credit cards (Point #1), you would not be able to check out after all.
#3 Set A Budget
Going cold turkey can be harsh and might backfire afterwards. Many shopping addicts find themselves binge shopping after going through a period of abstinence. Instead, put aside a certain sum of money meant for shopping each month. Do not use more than the designated budget.
#5 Do Up A Shopping List
Come up with a shopping list and stick to it, do not get other items no matter how tempted you are. Do you really need another pair of red heels when you already have 10 pairs in similar shades? Also, you should make sure that you do not overspend by keeping to the budget you have set out (Point #3).
#6 Donate Or Give Away Items
Make it a habit to give away something each time you make a purchase. You could donate it to a charity organization or give it to a friend. Decluttering is a good way to clear space in the house and also lets you realize how quickly the satisfaction from a new purchase fades off.